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Pre-approved Credit Cards: Are They Safe to Use?

Introduction: What’s a Pre-approved Credit Card, Anyway? Ever received an SMS like “You’re pre-approved for a credit card with ₹1 lakh limit. Claim now!” and thought, “Whoa, free money?” Well, slow down. Pre-approved credit cards are essentially pre-vetted offers from banks or NBFCs based on your credit history, income, or existing relationship with the bank. […]