Tag: digital lending India

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BNPL 2.0: Regulation, Credit Reporting & Survival Strategies for Fintechs

BNPL 2.0: Regulation, Credit Reporting & Survival Strategies for Fintechs The BNPL Boom Meets Its Reality Check Buy Now, Pay Later (BNPL) was once fintech’s golden child — the millennial and Gen Z-friendly payment method that promised convenience without the scary credit card bills. From small online purchases to big-ticket electronics, BNPL companies like ZestMoney, […]

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Digital Lending & Instant Loan Apps: Compliance, CIMS Reporting & Consumer Protection

The digital lending landscape in India has exploded in the past five years — fuelled by UPI adoption, smartphone penetration, and the promise of “instant money at your fingertips.” But with rapid growth has come equally rapid scrutiny. From RBI’s Digital Lending Guidelines to the introduction of CIMS reporting, the rules of the game are […]

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