Tag: credit report

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Credit Scores & BNPL Impact

Introduction: The New Face of Consumer Credit In the age of instant gratification, Buy Now, Pay Later (BNPL) services have become the Gen Z and millennial version of a credit card swipe — quick, easy, and deceptively simple. But behind the glittering ease of deferred payments lies a deeper connection to something that follows you […]

Credit score gauge and credit report illustration showing the difference between a credit score and a credit report.
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Credit Score vs Credit Report: Know the Difference (2025 Guide for Every Indian)

If you’ve ever applied for a loan or credit card, you’ve probably heard the terms credit score and credit report. But most people—especially first-time borrowers—confuse the two or assume they’re the same thing. Spoiler: they’re not. In fact, understanding the difference between a credit score and a credit report can be the deciding factor in […]

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