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How to Use a Credit Card Without Falling into Debt: A Complete 2025 Guide

Introduction: Credit Cards — A Tool or a Trap? Credit cards can either be your best financial friend or your worst money nightmare. Used wisely, they offer cashback, reward points, and credit score improvement. But used carelessly? Say hello to 40% interest, late fees, and years of stress. In 2025, with rising digital payments and […]