Month: August 2025

Uncategorized

The Rise of WealthTech: How AI-Powered Robo-Advisors Are Personalizing Investing in 2025

Introduction: WealthTech’s Transformation of Investment Services The wealth management industry is undergoing a major technological transformation. Traditional financial advisors, once the gatekeepers of investing, are now being complemented—and sometimes replaced—by AI-powered robo-advisors. WealthTech, a sector at the intersection of technology and investment services, leverages artificial intelligence, machine learning, and advanced analytics to deliver personalized financial […]

Uncategorized

Cybersecurity in Fintech: The Top Threats, Research Gaps, and Defense Strategies for 2025

Introduction: Why Cybersecurity is Critical in Fintech The fintech sector has revolutionized financial services, enabling faster payments, AI-driven investments, mobile banking, and digital lending. However, this digital transformation comes with heightened cybersecurity risks. Financial data is highly sensitive, and fintech platforms have become prime targets for cybercriminals, ransomware attacks, and insider threats. As fintech adoption […]

Uncategorized

RegTech & Compliance as a Service: Powering the Fintech Back-Office Boom

Introduction Regulatory compliance. The phrase alone can make fintech startups break a sweat. Yet, in an era of exploding regulations, rapid fintech growth, and relentless innovation, compliance isn’t just a hurdle—it’s a strategic battleground. Enter RegTech and Compliance as a Service (CaaS), the back-office superheroes powering fintech’s explosive scale without drowning in red tape. But […]

Uncategorized

Retail Investor Psychology after 2023–25: Meme, FOMO, and the Rise of Responsible Retail

Introduction — quick thesis Retail investing stopped being a sleepy corner of finance. Between social media, zero-fee broking, fractional investing, and macro shocks in 2023–25, retail behavior changed—fast and forever. The era of “throw money at chatter” (meme-fueled pumps) collided with a wave of sophistication: more education, smarter products, and an appetite for alternative income. […]

Uncategorized

Rise of Subscription Finance: How “Buy Now, Pay Later” Evolved Into AES (Adaptive Embedded Subscriptions)

The financial technology space doesn’t stand still — and neither do consumer habits. What started as “Buy Now, Pay Later” (BNPL) a few years ago has now morphed into a smarter, more personalized version: Adaptive Embedded Subscriptions (AES). While BNPL disrupted how consumers financed short-term purchases, AES is redefining how people access products, services, and […]

Uncategorized

The Quiet Revolution in Corporate Bonds: Retail Access, SEBI Reforms, and How Savers Can Earn 8–10%

For decades, corporate bonds in India were like a gated garden — lush and profitable, but only accessible to big institutions, high-net-worth individuals, and a handful of savvy investors. Retail investors were mostly kept out, left to depend on fixed deposits or stock market swings. But things are changing. SEBI’s reforms, the rise of digital […]

Uncategorized

FREEAI: RBI’s AI Governance Blueprint – Responsible AI in Indian Finance

Artificial Intelligence (AI) has already transformed industries across the globe, and finance stands as one of its biggest beneficiaries. From algorithmic trading to fraud detection and personalized banking, AI is enabling financial institutions to become faster, safer, and more efficient. Recognizing this seismic shift, the Reserve Bank of India (RBI) has stepped forward with a […]

Uncategorized

P2P Lending Under Stress: How India’s Fintech Platforms Are Coping with Tighter Regulations

Peer-to-peer (P2P) lending was once hailed as a disruptive revolution in India’s financial sector. By directly connecting borrowers and lenders through digital platforms, it promised higher returns for investors and easier credit access for individuals and small businesses. However, the dream of democratized finance is currently under stress. Tighter regulations, rising defaults, and liquidity challenges […]

Uncategorized

UPI’s ‘Pull’ Transaction Ban: What It Means for Users, Merchants, and India’s Digital Payments

Unified Payments Interface (UPI) has completely changed the way India transacts. From street vendors to large businesses, almost everyone in India relies on UPI for instant, seamless, and secure payments. Over the years, UPI has become the backbone of India’s fintech revolution, crossing billions of monthly transactions. But with rapid adoption also comes rising fraud, […]

Uncategorized

Paytm Secures RBI’s In-Principle Nod as Payment Aggregator: What It Means for India’s Fintech Future

India’s fintech sector is in the middle of a massive transformation, and Paytm, one of the country’s largest digital financial platforms, has just taken another big leap forward. The Reserve Bank of India (RBI) has granted in-principle approval to Paytm to operate as a Payment Aggregator (PA). This milestone marks a new phase in Paytm’s […]

About Us

Credit Buzz is a financial services company focused on providing affordable credit solutions to individuals, small and medium-sized businesses, and large corporations

Email Us: info@creditbuzz.com

Contact:  +91  6366666670

Facebook-f Pinterest-p Youtube Instagram Linkedin-in

Quick Link

Top Categories

Top Posts

5G and Beyond: How Next-Gen Connectivity

  • March 26, 2024

Winter Dressing Tips When It’s Really

  • March 26, 2024
  1. Copyright © 2024 – 2025 , All Rights Reserve. AdoMobi Technology Pvt. Ltd.